uob particular banking
uob particular banking
Blog Article
UOB Lender delivers a variety of own banking companies meant to satisfy the economical requirements of people. Underneath is an intensive overview that can assist you understand The main element areas and choices.
Types of Accounts
Cost savings Account: This account permits you to cut costs when earning desire.
Functions: Easy accessibility, fascination earnings, small service fees.
Positive aspects: Safe and sound spot for your cash, likely expansion by desire.
Current Account: Ideal for each day transactions and controlling charges.
Capabilities: Checkbook facility, overdraft protection.
Rewards: Practical for normal payments and withdrawals.
Fastened Deposit Account: For anyone trying to make higher desire rates about a hard and fast time period.
Attributes: Preset phrase deposits, increased fascination rates in comparison to savings accounts.
Rewards: Secure financial investment selection with predictable returns.
Financial loans
Personal Financial loans: Unsecured financial loans which can be useful for different applications like schooling or dwelling renovation.
Varieties:
Installment Financial loans
Credit history Lines
Added benefits: Adaptable repayment phrases, aggressive interest premiums.
House Financial loans: Tailored remedies for paying for property or refinancing existing mortgages.
Sorts:
Preset Rate Residence Personal loan
Floating Price Property Bank loan
Positive aspects: Distinctive ideas to accommodate personal desires, interesting rates.
Bank cards
UOB offers a range of bank cards catering to diverse life and shelling out behaviors:
Benefits Cards: Make points on each purchase that may be redeemed for items or journey miles.
Cashback Cards: Get cash rebates on daily investing such as groceries and dining out.
Journey Playing cards: Distinctive Added benefits like air miles accumulation and journey coverage protection.
Investment decision Providers
For individuals considering expanding their prosperity by means of investments:
Device Trusts * Diversified portfolio managed by industry experts. * Appropriate for lengthy-expression expansion goals.
Structured Deposits * Combines the options of traditional deposits with investment items. * Potentially increased returns but with a few hazard included.
Insurance coverage Products and solutions
To guard yourself and your family click here against unforeseen occasions:
Everyday living Insurance plan * Gives fiscal protection in the event of Dying or vital ailment. * Can also serve as a savings Device based on the policy picked.
Overall health Insurance * Addresses professional medical bills including hospitalization expenditures. * Important for mitigating large Health care costs.
Digital Banking Providers
Comfort at your fingertips by digital platforms:
Web Banking
Enables you to regulate your finances on the web:
See account balances and transaction background
Transfer resources among accounts or pay out expenses
Make an application for new merchandise (financial loans/credit cards)
Cellular Banking
Banking on-the-go via cell applications:
Brief equilibrium checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account activity
Using these complete offerings, UOB aims to offer customized banking alternatives that cater precisely to personal specifications while guaranteeing ease and stability in all transactions.